Construction & Trades health benefits

Cut healthcare costs—not corners. Affordable employee benefits for construction & trades crews.

Traditional insurance is driving up costs and draining construction budgets—without delivering real value to your team. Vativis offers non-insurance employee health plans with no group minimums, so your crew can get everyday care when and where they need it—at a price that works for them and your bottom line.

Vativis saves you up to 70% compared to traditional insurance—without sacrificing care.



Problems

Traditional insurance limitations

Insurance premiums have risen 20%+ in 5 years

High deductibles leave workers exposed

Seasonal and part-time crews often left uncovered

Complex claims and paperwork waste valuable time

ACA subsidies could vanish, pushing premiums up 75%

Solutions

Smarter care with Vativis

Flat-rate health plans starting at $34/month

No high deductibles with the exception of catastrophic care

No group minimums and covers part-time, seasonal, and 1099 workers


Flat fees, no claims, digital platform for ease of budgeting


Up to 70% savings over traditional insurance premiums


Direct Primary & Urgent Care

Direct Primary & Urgent Care

Mental Health

Mental Health

Dental and Vision

Dental and Vision

Hospital Bill Negotiation

Hospital Bill Negotiation

Catastrophic Coverage

Catastrophic Coverage

Lab Testing

Lab Testing

Your crew deserves more than expensive insurance bills.

Construction is tough enough. Rising healthcare costs shouldn’t threaten your business or your workers’ livelihoods. Vativis protects your crew’s health—and your budget—so you can focus on getting the job done safely and profitably.
Plan details

Have a business? Calculate how much you can save.

Enter your team size and compare the cost of traditional insurance vs. flexible Vativis plans. See potential monthly and yearly savings — no signup required.

Calculate savings compared to traditional insurance

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NUMBER OF EMPLOYEES

Vativis vs. Traditional Insurance for Construction & Trades

Traditional insurance vs Vativis

  • Monthly Cost (per employee) insurance $600–$800 vs Vativis starting at $34

  • Eligibility Insurance requires full-time only, group minimums required vs Vativis covers full-time, part-time, 1099, and seasonal workers with no group minimums

  • Underwriting & Enrollment Insurance process is complex, time-consuming vs Vativis which has no underwriting, instant onboarding

  • Claims Process Insurance causes delays, denials, billing headaches while Vativis has no claims — flat-rate pricing

  • Preventive & Routine Care Access Insurance causes delays due to deductibles vs Vativis at $10 in-person visits, $0 virtual care.

  • Appeal to employers Insurance is at a high cost, limited flexibility while Vativis gives immediate savings (up to 70%), faster ROI

Why It Matters to Brokers

  • Dramatic cost difference. Easy to sell to budget-conscious clients.

  • Brokers can serve the entire workforce, not just salaried core.

  • Faster broker-to-client cycle, minimal admin lift.

  • Less back-office support required. Fewer escalations.

  • Real value for workers. Better health = fewer disruptions.

"My client went from paying $700 per employee to $109—with better engagement and zero claims headaches. Vativis made the math impossible to ignore."
Benefits Broker, Texas
SMB construction company, Houston

Be the broker that brings better options, not just cheaper insurance.